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The Board of Trustees of the Schaumburg Township District Library (STDL) encourages the use and borrowing of its materials, electronic and downloadable resources. In order to provide equitable access to all Library users, the Board of Trustees establishes this Policy governing loan periods, renewals, reserves, interlibrary loan and overdue fines and fees.

The Library maintains records of borrowing transactions which contain personally identifiable information. The Library will not disclose an individual’s personally identifiable information unless required to do so by law. Borrowing transaction records will be retained until materials are returned and applicable fines and fees have been paid.

Library Cards

Adults and children who live in the Schaumburg Township Library District are eligible to receive a free library card. Proof of name and current street address is required at the time of registration. The signature of a parent or guardian is required for applicants aged fourteen (14) years or younger. STDL cardholders are entitled to basic borrowing privileges in all Reaching Across Illinois Library System (RAILS) member public libraries. Cardholders are responsible for materials checked out on their cards and for overdue fines and fees for lost and damaged materials.

Cardholders must notify the Library of changes in name, street address, telephone number and/or e-mail address. If a card is lost or stolen, the cardholder must notify the Library immediately. The Library charges a fee to replace a lost card.

The Library maintains a database of cardholder photographs for identification purposes. To ensure confidentiality and to expedite service, cardholders must present their own card to borrow materials. Cardholders who do not present their cards must provide identification verifying their name and street address in order to borrow materials.

The Library reserves the right to limit the format, subject and maximum number of items available for borrowing by cardholders in good standing. Cardholders under the age of seventeen (17) years are not eligible to borrow movies rated “R” by the Motion Picture Association of America (MPAA) or computer or video games rated “M” by the Entertainment Software Rating Board (ESRB).

Loan Periods

21 days All material except: DVDs, video games, Hot Pick items, magazines and special items
14 days Hot Pick books, DVD/Blu-ray sets
7 days DVDs, video games, magazines, New CDs, Blu-ray DVDs and special items
3 days New DVDs, Hot Pick DVDs, New Blu-ray DVDs

Overdue Fines

Fines for all overdue materials (including those owned by RAILS public libraries) that are returned to the Central Library and branches will be calculated according to the STDL schedule of overdue fines:

10¢ per day All material except DVDs, video games, Hot Pick items, interlibrary loans and special items
50¢ per day DVDs, video games, interlibrary loans, magazines, toys
$1.00 per day New DVDs, Hot Pick DVDs, New Blu-Ray DVDs, New video games, New CDs and special collections

STDL cardholders sixty-two (62) years of age and older are exempt from overdue fines for STDL owned materials. They will be charged overdue fines for non-STDL owned materials provided by other institutions through interlibrary loan.

Non-STDL cardholders sixty-two (62) years of age and older are subject to overdue fines.

Borrowing privileges will be suspended when any item is five (5) weeks overdue or when accrued fines or fees total and exceed ten dollars ($10.00). Borrowing privileges will be restored when the cardholder’s account is cleared.


Eligible Library materials may be renewed four times as long as they are not on hold for another patron.


Reserves may be placed on eligible Library materials in person, by telephone or online. Reserves placed by STDL cardholders will be given priority over those placed by non-STDL cardholders.

Interlibrary Loans

Interlibrary loan service is available only to STDL cardholders.

Charges for lost or damaged material provided through interlibrary loan will be determined by the owning institution and will include, but not be limited to, replacement cost, fines and processing fees.

Lost or Damaged Materials

Cardholders are responsible for loss of and damage to materials they borrow, including containers and supplemental contents. Current replacement cost will be charged for materials that are lost or too badly damaged to be retained in the Library collection. STDL will not accept a replacement copy for lost or damaged material in lieu of payment.

Should the Library pursue legal action to secure the return of items or payment for them, the cardholder will be held liable for the current replacement cost, processing fees, legal fees and any other related charges. The Library reserves the right to pursue criminal charges as well as civil remedies.


Approved by the Schaumburg Township District Library Board of Trustees, May 22, 2018.